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Somerset Office
120 S Hwy 27 Suite 2, Somerset, KY 42501
P: 606-678-2231
F: 606-678-0475
Hours: 8:30am - 4:30pm

Richmond Office
2013 Merchant Dr. Ste 1, Richmond, KY  40475
P: 859-575-4502
F: 859-575-4259
Hours: 8:00am - 4:30pm

tspears@fc-lending.com
kramsey@fc-lending.com
rsears@fc-lending.com
tjones@fc-lending.com
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Come visit one of our
friendly staff members

Tracy Spears
Commercial Lender

 Tracy Spears

Kathy Ramsey
Mortgage Lender

 kathy ramsey

Reagin Sears
Office Assistant Richmond Office

 Reagin Sears

Treva Jones
Commercial/Mortgage Lender

 Treva Jones